Low Income Housing for Seniors on Social Security – HUD & Section 8

Low Income Housing for Seniors on Social Security – HUD & Section 8

We offer Section 8 Consulting Services by phone for Individuals and Landlords. Book Appointment https://section8consulting.setmore.com/


Section 8 Consulting

Low Income Senior Housing & Senior Citizen Housing
Public housing or Section 8 is a low-income housing complex that is managed by the HUD. This type of housing is available only to low-income applicants including families, seniors, and those with a disability. If you are a senior, you are most likely going to be placed in a senior low-income Section 8 apartment.

Information for Senior Citizens

Looking for housing options for yourself, an aging parent, relative, or friend? Do some research first to determine what kind of assistance or living arrangement you need; what your health insurance might cover; and what you can afford. Then check here for financial assistance resources and guides for making the right choice.

Stay in Your Home

Reverse mortgages for seniors
Federal housing programs for seniors
Housing Counseling
Rural housing loans
Find an Apartment

Find affordable rents
Public housing
Housing Choice Vouchers (Section 8)
Rural rental help
Protect Yourself

Housing discrimination
Reverse mortgage scams

Section 202 Supportive Housing for the Elderly – as implied by its name, Section 202 is the most appropriate option for the elderly as the units are designed to accommodate elderly individuals’ physical challenges. Care and supportive services, such as meals, housecleaning, and transportation are available at these residences.

Assisted Living Conversion Program
Section 231 Mortgage Insurance
Section 232 and 232/223(f) Mortgage Insurance
Section 504 Rural Housing Repair and Rehabilitation Grants
Section 502
• Rural Housing Loan (Direct)
• Direct Housing Natural Disaster Loan
• Guaranteed Rural Housing Loan
Section 504 Rural Housing Repair and Rehabilitation Loan
Section 515 Rural Rental Housing Loan
Section 521 Rural Rental Assistance
Section 538 Guaranteed Rural Rental Housing

Housing Choice Voucher Program – currently abbreviated as HCVP, and formerly referred to as Section 8, this option provides vouchers that can be used at a multitude of public housing properties. It is more appropriate for elderly individuals because the participant has greater flexibility to choose a unit that works for their abilities. Additionally, this program is the largest of the three and therefore has a greater likelihood of having open spots for new participants.
Project-Based Rental Assistance

Public Housing – of the three, this option is the least relevant to elderly or frail individuals who require both housing and assistance. No care assistance is available, nor are the residences designed with the intent of accommodating frail, elderly persons. This may be an option for those seniors who can live independently, and if availability allows, for choice of housing units.

Low Income Senior Housing LOW-INCOME HOUSING TAX CREDIT (LIHTC)- Only individuals 62 or older are eligible for low income senior housing. Applicants must also have an income of less than 50% of the median income for their area. Housing is mainly provided to elderly persons that require daily assistance with living or need regular caretaking. Seniors must pay up to 30% of the rent for their unit.

Section 207 Mortgage Insurance for Manufactured Home Parks
Section 207/223(f) Mortgage Insurance
Section 213 Mortgage Insurance
Section 221(d)(3) Below-Market Interest Rate
Section 221(d)(3) and (d)(4) Mortgage Insurance
Section 236 Rental
Cooperative Housing or “co-op” is a type of residential housing option that is actually a corporation whereby the owners do not own their units outright. Instead, each resident is a shareholder in the corporation based in part on the relative size of the unit that they live in.
Continuum of care
Section 542(b) and 542(c) Risk Sharing Programs


  1. Melinda Hernandez on March 30, 2022 at 9:49 am

    Born and raised in NYC. Just turned 65. Looking for "what’s next". Would love to stay in, or close to NYC but don’t want all the "action". I’m in good shape and healthy. Want to move where people care about each other. Where neighbors are neighborly but respect each others space. A place where there’s more of nature than concrete.

  2. E M on March 30, 2022 at 9:51 am

    Thank you . Just the information I needed.

  3. lazotony on March 30, 2022 at 9:58 am

    My parents are now both retired and want to get public assistant living based off their retirement income because it’s not much is that something they can do through section 8 as far as getting approved and living through that system with what they make even though it’s not a lot?

  4. Star Lord on March 30, 2022 at 9:59 am

    My mother is 72 and retired, she is doesn’t want to stay where she is right now. She want to buy a house, any programs that would help her at that age?

  5. michaetb on March 30, 2022 at 10:04 am

    Please tell me how to apply for seniors house

  6. Section 8 Consulting on March 30, 2022 at 10:10 am

    We offer Section 8 Consulting Services by phone for Individuals and Landlords. Book Appointment https://section8consulting.setmore.com/


  7. M K Mitchell on March 30, 2022 at 10:15 am

    Im a 62 yr old disabled SSI I have never owned my own place im tired of apartment living i have lived here since 2011. March 2020 the complex was sold to housing authority and it has become a section8 property. Since i wasnt on section8 my rent went up $80 during covid. Im on the waiting list for section8 which mean i would stay here. Im wanting to own my own home how would i go about becoming a home owner with out the red tape my credit isnt perfect and i dont have a big down payment, what should i do im in Okla. Thank you

  8. Ms. Collins on March 30, 2022 at 10:18 am

    🐱🐾😂🧡 Got to love them.. Thank you for what you are doing for our Seniors ❤️💙🇺🇸

  9. Sonia Grindstaff on March 30, 2022 at 10:24 am

    Hi you are well deserving of $40. I’m a SSDI recipient. I’m frugal with money. If you offer consultation for California housing, I will consider.

  10. Kimberly Massey on March 30, 2022 at 10:25 am

    I’m 54 and on disability… can you help me?

  11. Torrie Brown on March 30, 2022 at 10:38 am

    Thank you for time. I need help bad. New subscriber.

  12. Divine Angelic on March 30, 2022 at 10:39 am

    Do you know of any low income housing for senior in La Jolla complex by the ocean

  13. Steven Nightingale on March 30, 2022 at 10:42 am

    Thank you for sharing this information on all different housing!

  14. Mark Samuelsen on March 30, 2022 at 10:43 am

    I’m a 67 yo disabled veteran living in a old broken down motorhome. I currently live in NY on Long Island but planning to move to Ocala, FL after surgery at the VA Hospital in Northport, NY. I qualify for a VA guaranteed mortgage and the $40,000 VA grant. Are you familiar with this stuff and are you familiar with Ocala, Florida and Florida’s programs? I think for me a townhouse or condo would be best. My only income is Social Security.

  15. Joseph White on March 30, 2022 at 10:45 am

    My mom(63) is on social security and is struggling with rent , we’re in Alabama. What would be her best option

  16. Noreen Rachuba on March 30, 2022 at 10:45 am

    Any nice low cost apartments for someone looking to move to Fl on social security