Health Insurance Basics: How Do I Choose the Right Plan?

Health Insurance Basics: How Do I Choose the Right Plan?

Shopping for health insurance is much easier when you know what questions to ask. Independence Blue Cross can help you figure out what type of plan you want, how to find a balance of cost and coverage, and what other benefits you should consider.

Shop and compare HMO health plans from Independence Blue Cross by visiting http://www.ibx4you.com

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36 Comments

  1. Bredbrain on March 24, 2022 at 2:48 am

    LMFAO THIS IS SO SAD



  2. Arcade Era on March 24, 2022 at 2:49 am

    Deductibles shouldn’t exist. What a scam.



  3. Ali shah on March 24, 2022 at 2:49 am

    16 اسلام عیکم انشورنس مافیا اور تکافل مافیا والوں کی جو تربیت کی جاتی ھے بہت زیادہ تربیت کی جاتی ھے آپ جیتنی بھی انشورنس کارکنوں ایجنٹ کو بات سمجھا لیں کہ اس فراڈ دھوکے سود جوا سے بچ جائیں لکیں وہ نہ بچ سکیں گے کیونکہ مفت حرام کی آمدن ھوتی ھے آپنی جیب سے تو لگانا کچھ نہ ھوتا ھے صرف اور صرف لوٹ مار ھی کرنی ھوتی ھے وہ کوئی جیتی کر لے ساتھ لڑکیاں رکھی جاتی ھے دن اور نائٹ لوگوں کے کھر جاتے ھیں بہت گندہ کام ھے لکیں جو قابو آ چکے ھیں وہ بہت مشکل ھے کہ اس گند سے نکل سکیں آپ سے عرض ھے کہ جو آپ سے فراڈ ھو چکا ھے انشورنس کے نام پر اس کو سامنے لائیں اور جو فراڈ ھو چکا ھے آپ کے جاننے والوں کے ساتھ وہ سامنے لائیں تا کہ ہماری آنے والی نسل انشورنس مافیا کے ظلم کا شکار نہ ھو جائے انشاء اللہ زندگی باقی بات باقی اللہ حافظ



  4. John Smith on March 24, 2022 at 2:49 am

    Okay so I was right, this is a scam lol. Pay a monthly fee to be a member of their health insurance, but if you need their services, you gotta pay "out of pocket" also. Thank you for the video



  5. jenniferbryn on March 24, 2022 at 2:50 am

    whatever you do, be wary of aetna especially if you have pharmaceutical needs.



  6. Midnightspecia1 on March 24, 2022 at 2:51 am

    I don’t know why should I pay a premium…if I can never afford a deductible… like I’m broke. For my family of 4 the premium is $450 a month….that’s cheap? I barely make 3 grand a month. My deductible is $10,000+++ …So I pay you and still pay for everything??? I can’t afford $10,000 a year. This is a scam.



  7. SasuKrow on March 24, 2022 at 2:54 am

    Seems too complicated. I miss Europe.



  8. Insurapedia on March 24, 2022 at 2:55 am

    Check this out 5 Things to do Before your Buy Health Insurance – https://www.youtube.com/watch?v=TsM3A0kR5e4&t=19s



  9. Zuan Harris on March 24, 2022 at 2:56 am

    Thsnks a lot made thigns a bit more clear



  10. jeffreywinks on March 24, 2022 at 2:56 am

    great video



  11. Annie Williams on March 24, 2022 at 2:58 am

    Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.



  12. Tarfact on March 24, 2022 at 2:58 am

    amazing video thanks



  13. youssef zankalouni on March 24, 2022 at 2:59 am

    I still did not see the right plan for me.its all lies and lies and lies.there is no fucking health care here. a simple surgery can ruin you life in US.I pay 650 $ a month and when I go to the doctor I start receiving bills .they never send them to you at once oh no …once you pay the first you got the next.so after a long thinking I decided not to buy any inssurence .I am done



  14. Veronica Grave on March 24, 2022 at 3:01 am

    Insurance companies in the US are in bed with big pharma and the medical industry. Completely rigged. You might as well save up money for healthcare costs and pay out of pocket.



  15. V V on March 24, 2022 at 3:01 am

    I’m getting the fuck out of the US



  16. Alexander Roca on March 24, 2022 at 3:05 am

    Which Is The Lesser Thief



  17. Ann Mitt on March 24, 2022 at 3:06 am

    Would be a lot better if everyone was on Medicare and at 26 years old we all paid the same monthly premium.



  18. Pedro TQM! on March 24, 2022 at 3:12 am

    this is fucked up



  19. Cryptic Corgi on March 24, 2022 at 3:16 am

    How much do I actually save? It seems like I pay MORE money over time. Which is stupid because insurance companies are the reason hospitals are so expensive. Because they are always trying to haggle the hospitals.



  20. alec b on March 24, 2022 at 3:19 am

    This is the most worthless video i’ve ever watched. It helped me none. Thanks…



  21. Fezeka Mzolisa on March 24, 2022 at 3:22 am

    I’m interested in the plan I was waiting to be called as I was promised but no one called



  22. Little Teddy on March 24, 2022 at 3:23 am

    This is a example please let me know if you know this

    Insurance has 65 dollars for doctor visit
    Uninsured people would pay 300 dollars.
    So if i have insurance n havent start my deductible, does my deductible pay 65 or 300?



  23. Akash Lobo G on March 24, 2022 at 3:23 am

    Thank you for this. helped me learn a thing or two about insurance.



  24. jenniferbryn on March 24, 2022 at 3:24 am

    record every conversation w/ your insurance companies. some companies like aetna think they can do whatever they like even if you have urgent needs. at some point it becomes abuse.



  25. Ridvan Maloku on March 24, 2022 at 3:24 am

    Health Insurance Basics in USA: Let’s make it super complicated so we can steal as much as we can!



  26. L A on March 24, 2022 at 3:26 am

    This really helped me thank you!



  27. Aaron on March 24, 2022 at 3:29 am

    Can we please just put this shit on the free market already? So annoyingly complicated



  28. buttpipe on March 24, 2022 at 3:32 am

    This narrator sounds like Brené Brown lol



  29. No Name on March 24, 2022 at 3:34 am

    Health insurance should not be allowed to exist. They are the reason why medical debt is a thing.



  30. 〖ᗴᗪ〗Clan Official on March 24, 2022 at 3:37 am

    Me a British citizen with free healthcare 😁



  31. Dennis on March 24, 2022 at 3:39 am

    Health insurance should NOT be the same as your car insurance. Don’t you see the different, America?



  32. Regan C on March 24, 2022 at 3:39 am

    Could have gone into more detail about the plan types. But the rest of the points were explained well and the graphic really helped me understand deductible, co-insurance, and out-of-pocket maximum.



  33. K sobug Shek on March 24, 2022 at 3:42 am

    Hi



  34. Ezekiel Colton on March 24, 2022 at 3:42 am

    Find Your Doctor



  35. CM on March 24, 2022 at 3:43 am

    This country really sucks with its healthcare lmaooo



  36. Juliee Anderson on March 24, 2022 at 3:43 am

    Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.