60 Years Old and Nothing Saved for Retirement – Top 12 Recommendations

60 Years Old and Nothing Saved for Retirement – Top 12 Recommendations

What if you have nothing saved for retirement? Top 12 recommendations

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  1. Marshall Appoh on March 14, 2022 at 6:37 pm

    Thanks for the advice. You’ve got a new subscriber. 😊

  2. Reid Adams on March 14, 2022 at 6:37 pm

    I guess my new plan is work til i die.

  3. nomad90125 on March 14, 2022 at 6:37 pm

    I will work till i drop dead.
    I will live every day of my life as if it’s my last.
    I will enjoy life best as i can.
    If i save anything it’s because i feel worried about things.
    I don’t want to worry, just enjoy every day. ❤️🥰🙏

  4. Regina Tomale on March 14, 2022 at 6:38 pm

    In my experience about money i just spend only to what I need and not to spend to what I want. Wants and needs is different. In saving money it requires a lot of discipline, focus, set goal, effective planning with money or budget and prevent debts. Debted life is so stressful. I try no debt as much as possible, seems life is so easy and can save money much better when you don’t have debt. Life is peaceful.

  5. Rife Kimler on March 14, 2022 at 6:38 pm

    Retirement plan is a .45 and a bottle of J&B.

  6. Peco Simplu on March 14, 2022 at 6:43 pm

    Thanks a lot and whish you all the best. 👏
    I’m 50 now and saved very little for retirement. After 30 years of work had a heart attack and i’m trying to go on somehow. 👍

  7. Gene Fricke on March 14, 2022 at 6:45 pm

    Construction work is hard to work into your 70’s,weather,hard work,dealing with solvents ,dust etc. …everybody thinks their job is hard.deal with the elements everyday (heat and cold)up and down ladders and scaffolding with tools and equipment.just saying.knees usually go before 65

  8. OCDTraci on March 14, 2022 at 6:45 pm

    I certainly wasn’t expecting to be so touched that I was brought to tears on a financial advice video, but that story of Grandpa Joe did it.
    What a creative and beautiful thing you guys did there. I’m glad Grandpa Joe will forever be a part of your family.
    Side note, this is the first video I’ve ever watched of yours and I’m glad I did. You seem like a genuinely kind man who gives way more than simple financial advice. Subscribed.

  9. Reid Adams on March 14, 2022 at 6:48 pm

    60 years old and nothing saved for retirement………or 64 years old and had money saved in 401k and dems and the new world order have crashed the economy and created a growing inflation.

  10. Paulette Morgan on March 14, 2022 at 6:49 pm

    Very enlightening.

  11. Reginald Brown on March 14, 2022 at 6:50 pm

    Very informative, thanks for sharing. I’m 56 and it’s time for me to get busy on my retirement. I deserve it 😄

  12. Alfonso B. Gonzales, Jr. on March 14, 2022 at 6:51 pm

    Great video! I hope a lot of about to retire employees as well as the young ones will see your video. I strongly agree with what you shared. Anybody can be a multimillionaire even if you are ordinary employee. Just save and invest while you are young. Don’t just be a man at work but let your money work very hard for you.

  13. Una Rodgers on March 14, 2022 at 6:52 pm

    Very informative. I’m going to share your steps and introduce your book to family and friends.

  14. jeff hoffmann on March 14, 2022 at 6:53 pm

    FAITH..overcome..what your mind can perceive & believe…it will achieve

  15. FERNANDO Duran on March 14, 2022 at 6:53 pm


  16. CHAU PHAM on March 14, 2022 at 6:54 pm

    Thank you

  17. Kevin Nash's Kitchen on March 14, 2022 at 6:54 pm

    Two incomes and double the savings is great.. Try it on 30k with 20k bills yearly and 5k expenditures on unforseen expenses. Single people that earn 30k a year gross can not do that.. I can not afford a suite and tie

  18. Maria laborde on March 14, 2022 at 6:57 pm

    And thank you for speaking in a non judgemental way to the ones that devoted their lives to raised children. Specially, like me, a widow and single woman whose now you see your life and realized you have less than a month worth of mortgage, thanks God in good health, but worry about not to be a burden to no one, still looking to maybe share your life and enjoy a decent peaceful next stage.

  19. NeedGod dot com on March 14, 2022 at 6:57 pm

    The gospel I would say is the main message of the Bible, it is the work of Jesus Christ, the Son of God and what He did on the cross for all of humanity.

           Despite the efforts of any person, we cannot earn our way to heaven, Romans 3:23 says: "For all have sinned and come short of the glory of God". Anyone can examine themselves and know that even though yes sometimes we can do good, we also do evil at times, we commit moral crimes, we rebel against God, or as known otherwise we sin. We lie, we steal, we blaspheme God, we can lust and have hate for our brother in our heart, these are just some of the sins more than likely every person on earth has committed. God is loving, holy and God is merciful among other attributes but He is also just, perfectly just. Like any crime sin has to be punished, if God did not punish sin then He would be unjust, He would be corrupt, someone has to take the punishment. Romans 6:23 says: "For the wages of sin is death but the gift of God is eternal life through Jesus Christ our Lord". This is talking about spiritual death, not physical death, if you die in your sins then you go to hell. There is good evidence that humans have souls, near death experiences are one of those evidences. There is a part of you that lives on past your physical body. 

          God sent His only Son to earth about 2000 years ago, His Son is Jesus Christ. Jesus Christ is the promised Savior of the world, He fulfilled hundreds of prophecies by coming to our world. Jesus was born of a virgin, lived a sinless life and was crucified on the cross as a payment for our sins. God poured out His wrath on Jesus in our place, meaning the justice of God is satisfied and sin is punished. While we were still at enmity with God, God still wants to save us, Romans 5:8 says: "But God demonstrates His own love toward us in that while we were yet sinners Christ died for us". 3 days after Jesus was crucified He rose again proving that His payment was enough and that He was who He said He was, the Son of God. There is real world evidence for the life, death and resurrection of Jesus Christ, this is not just a nice story.
            Scripture tells us to repent and put our trust in Jesus, to follow Him as Lord. Repentance means a change of mind which means to turn from a life following sin to a life following Christ. Salvation is a free gift and it cannot be earned, no one can be perfectly moral on their own, it is impossible, this is the only way to be in the presence of God in heaven. It is important to reiterate that we cannot save ourselves, it is the gift of God for one to be saved. Cry out to God to have mercy on you, plead with God to save you. Ephesians 2:8-9 says: "For by grace you have been saved through faith and that not of yourselves, it is the gift of God, not as a result of works so that no one may boast". Salvation is a gift. 

          There is no other way, Jesus Himself said that He is the way, the truth and the life and no one comes to the Father but through Him. Jesus is not just a way, a truth or a life. Romans 10:9 says: "That if you confess with your mouth Jesus as Lord and believe in your heart that God raised Him from the dead you will be saved."

  20. Ladybee on March 14, 2022 at 6:58 pm

    Thank you for sharing your thoughts.

  21. farahat alkindy on March 14, 2022 at 6:59 pm

    Thanks for your great advice. Highly appreciated.

  22. Grady Simpson on March 14, 2022 at 6:59 pm

    Also I must say find a business model were you can leverage your efforts through others, which would excel your progress tremendously.

  23. Michelle Williams on March 14, 2022 at 7:00 pm

    Thank you for these steps and for your calm, inspirational delivery! Blessings

  24. 07Kimo07 on March 14, 2022 at 7:05 pm

    Just wondering if you are an LDS?

  25. G Moll on March 14, 2022 at 7:06 pm

    64 yr old.. What stood out to me? "Have faith… in God".

  26. DWIGHT PALMATIER on March 14, 2022 at 7:06 pm

    Great Simple Basic Helpful Ideas. Thanks.

  27. daniel desimonedanny on March 14, 2022 at 7:10 pm

    I actually started saving $$ late at 35. Go to work on time and repeat.

  28. John Horn on March 14, 2022 at 7:11 pm

    My greatest regret in life is not retiring early enough.

  29. 5rings16 on March 14, 2022 at 7:11 pm

    Hes 60 years old and still sucking his thumb and wetting his bed!!! Hes a big victim!

  30. Blessed Lady on March 14, 2022 at 7:12 pm

    I already knew this was a message I needed to hear today BUT #10 sealed the deal ❤️ God bless you

  31. Williams Smith on March 14, 2022 at 7:15 pm

    Let’s not forget that the biggest payouts in the markets don’t come from great performances but rather it’s great promotions. Stay invested, diversification for streams of incomes is very important.

  32. Mavery Ani on March 14, 2022 at 7:15 pm

    Love the content

  33. Maria laborde on March 14, 2022 at 7:17 pm

    Thank you
    God bless you

  34. Florence Zizo on March 14, 2022 at 7:19 pm

    Age stood out for me..that there’s still hope for my age .. quite encouraging to start in my mid 40s as it’s always been my worry. Will have to listen again though for clarity.
    Thanks a lot for this, and God bless

  35. Marty Brinley on March 14, 2022 at 7:19 pm

    Your f’d. Thankyou very much

  36. Promode Roy on March 14, 2022 at 7:20 pm

    Found ur tips as quite justified and all objectives can be attained…if at all the reader/s desire so

  37. Thomas Norris on March 14, 2022 at 7:22 pm

    My greatest regret is not retiring early in life.

  38. C P on March 14, 2022 at 7:26 pm

    Love the Wilcox quote. Great tips. Thanks

  39. Manuel Guerrero on March 14, 2022 at 7:26 pm

    Very, very good! I’m 67 and don´t want to retire yet, even I had good savings, I want to apply some of the recommendations. HOwever, I want to keep myself active and give more back to society.

  40. Alinur Chowdhury on March 14, 2022 at 7:26 pm

    Excellent suggestions !! I am really convinced by your line of valuable suggestions! Thank you so much!

  41. Cindy Wilkinson on March 14, 2022 at 7:27 pm

    Over 55 is to old to take a chance on investing.

  42. Elmarie Labuschagne on March 14, 2022 at 7:29 pm

    Thank you for your valuable guidelines. I’m 57 and a Caregiver in South Africa. I was 20 years in the property industry. One day I prayed to God and ask Him, what is my calling in life, He said; Care for the sick and elderly. So for the past 5 years this is what I do. I’m a single mom and tried to juggle 2 kid’s and a job. I took good care of my 2 kid’s, unfortunately there was not enough money to buy a house for us. So till this day I’m renting a small flat. Your idea of taking care for the elderly in his or her own home is the answer to my concern. I would love to to care for a loved one anywhere in the world.

  43. Grady Simpson on March 14, 2022 at 7:29 pm

    This was very good. It’s great to know there is still hope for a bright financial future

  44. Jesse on March 14, 2022 at 7:31 pm

    You & your wife made some big sacrifice’s.

  45. Shiela Mendoza on March 14, 2022 at 7:31 pm

    Thanks for sharing your knowledge about financial strategy. I struggle a lot in this area of my life. I would love to try your advise.

  46. Nappy Scribe on March 14, 2022 at 7:33 pm

    Thank you. Glad I found your channel. Of course liked and subscribed.

  47. MK A on March 14, 2022 at 7:34 pm


  48. Alina Vila on March 14, 2022 at 7:34 pm

    For me you are an angel, a man with a good heart.

  49. Linda Black on March 14, 2022 at 7:35 pm

    I found you by accident and I’m glad I did. I had to retire at 54 yrs old because of medical issues. I could no longer work sick. If I told you EVERYTHING that has happened to me, you’d run for the hills.😅 I lost EVERYTHING. I am living in affordable housing now. I started a eBay store. Slowly but surely I’m trying to make it on my own. God has never left my side. I’m going to be okay.

  50. Southern Belle on March 14, 2022 at 7:36 pm

    Wow! I love the story about living with the elderly man. It helped you and I’m sure meant the world to him.